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Archive for April, 2005

Working on budget

April 14th, 2005 at 01:58 am

Reworking our budget a little. Things stay pretty close to the same, but gas groceries and electric bills will be a little higher.

Want to pay down the debt as soon as possible. Looking which debts can be killed off next? LOL Well off to finish it........

Wonderful Wednesday

April 14th, 2005 at 01:56 am

NO $$ spent today!! WOOHOO!!!!!!!

In april so far I have had 9 no spend days! Smile Love it!

April Groceries

April 13th, 2005 at 01:47 am

I spent another $40 today at the store which brings me up to 149 so far this month. WOOHOO!!!
Working real hard on using up what we have here first this month. Smile

accomplishments

April 10th, 2005 at 11:50 pm

I got very motivated today. Smile All the school clothes are organized for the week. My clothes for work are ready. Smile
I am working on dinners this week. Smile Laundry is all caught up. Yeah me!!

Getting ready for the week

April 10th, 2005 at 11:57 am

I am getting the kid's school uniforms and my clothes ready for school this week.

Also want to plan dinner's for every night this week.

I am TIRED of doing laundry daily - so will try something new this week and see if that helps any...........

Will be cleaning the house and getting laundry caught up today to start the week off right.

My blood pressure is still high - so I am trying to make little changes that maybe will relax it some.

Sunday Spending

April 10th, 2005 at 11:54 am

Only $1 spent today for the newspaper. Smile WOOHOO!!!!!!

I am gonna clip coupons - and organize a few things.

Have a great day!!

Grocery spending so far in April

April 10th, 2005 at 12:08 am

So far I have only spent 109.00 for groceries in April. Smile WOOHOO!! I won't need to get much else, maybe some milk for 2 weeks!

Coupons combined with sales ads are the way to go. Well a list also.

My goal is $400 this month. Let's see if I can do it, of course I will deplete alot of my pantry and freezer but that's ok. More money towards my savings/debt snowballs this month. Smile

added more debt

April 9th, 2005 at 08:53 pm

Well we have added up all our debt again - new medical bills, and dental bills - including braces - we are back up to 14900!!!! This also included the 1700 past medical bill we have been paying on. Frown

OH well - what are we to do? I found out friday I have high blood pressure. Frown So that will now be a monthly expense that we didn't have before.

I paid off 3 small bills friday to bring the total down some - 154.15- leaving a total of only........14745.85 UGH!!

Well it's time to buckle down again and get serious about paying this down as soon as possible. I know when I was posting here more regular I did better. I lost 2 days of work last week and ended up with an ER bill and a dr. vistit with prescription meds and more. Frown

backsliding in frugality

April 1st, 2005 at 04:50 pm

Blacksliding in frugality.............

I undid my hot water heater timer, and started using my freezer (huge energy hog) Frown Just turned the a/c on for the year. UGH!!! Here we come high electric bills.

I spent more $$ on groceries than I have in a very long time for convenience items!! I have been working for a month now and it's time to get in a routine and actually start saving more $$ again.

I wouldn't of needed to plug the freezer in - if I hadn't bought a bunch of convenience items. Frown I unplugged it this morning and got everything into the smaller above the frig freezer. I reset the hot water heater timer AGAIN!! I WILL NOT unset it!!

The a/c is on. Frown But the temps have been hitting close to 90 already.

If I can't get this convenience spending under control - then I need to consider quitting my job. In reality I have made a little $$ but have spent more. Frown This stinks - good intentions, BUT.............

Wish me luck - going into guerilla frugal mode for one month!! Wonder how much we can save? We also need a couple items - a new shed (tornado came through and tore it all apart) and gutters on the back. (dh is getting the extra pay from work for the gutters)
Also have a couple of small bills that need to be paid that weren't - thanks to the deductible not being met this year for medical and dental. Frown

Wish me luck!!

April's goals

April 1st, 2005 at 04:41 pm

~Add some more $$ to the EF
~I started the freedom account - just never added anything to it - need to add a few $$ to each subaccount
~keep kwh at 60
~getting in guerilla mode for frugality, to save as many $$ as possible


Reviewing March's goals

April 1st, 2005 at 04:36 pm

March's goals:

~add at least $200 more to the EF - it's at 1000 right now. - UGH!!! Had some emergency dental work and a few household replacements we needed. Frown The balance is at 93.00 right now. OHHHH how I hate that!!!

~Start a freedom account and get it going and start funding it - didn't get done!

~No A/C this month didn't run a/c until the 30th!! SO that is a major improvement over last year!

~continue to keep kwh under 50 a day. - did this!!


Supporting Sites: Debt Reduction 101 Financial Baby Steps Frugal Gardening Grocery Coupon Guide Investing Page