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goals for the new year

December 31st, 2004 at 03:23 am

~learn to stay within our zero based budget and not borrow from other categories
~learn to make menu plans, shop only with a list
~cut out all unnecessary expenses
~switch long distance over to a calling card
~keep adding change to the change jar
~start christmas club - done today! just keep adding to it
~pay off some old medical bills

~consider selling baby diapers again!?!?!
~continue with flylady routines and keep house in order
~increase fico score by 41 points or sure gonna try


There are other goals but those are ones I want to do that pertain to frugality. Smile

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